Sometimes baggage isn't a big deal at all: you're flying with carry-on baggage, without expensive items, and you don't want to pay for baggage coverage. I think it's fair when you can exclude it and avoid overpaying for things you don't use. While browsing through options, I found https://www.globelink.co.uk/po....licy-options/economy – I liked that it was clearly stated, without trying to "package" it into vague terms. Ultimately, it's easier to choose the right option for your scenario and not feel like you're paying for unnecessary things.